Boracay ATM Machines
ATM Machines at D'Mall
Photo courtesy of Sirenna.
These ATM machines are the wonder machines of today's technology that we can't live without. These electronic bank tellers are available even outside banking hours,and even during weekends and public holidays -- provided they don't run out of cash, or do not break down due to mechanical or other problems.
A Traveler's Alternative
What do you do when you travel to a remote place that's far from the banking facilities of a modern city?
Well, before the humble Automatic Teller Machine (ATM) was invented, you had a choice of bringing with you either cash or travelers' checks (travellers cheques). Now, you can use your credit cards as well to pay for goods you buy or to get a cash advance.
Problem is: not all merchants will accept credit cards, or if they do, they will slap a 7.5% (common for most hotel and resorts) surcharge! Cash is still king, so don't leave home without it. But not too much of it either because you might end up losing the lot when someone else decides to take your wallet!
Avoid travelers' checks by all means when you're away from a major city. No one, I repeat, no one wants them.
The Automatic Teller Machine to the Rescue
In Boracay, there are currently four major banks offering full banking services, with three of these with their own ATM Machines where you can use your ATM card to replenish your cold hard cash supply:
- Allied Bank, located on Main Road near the beach access to the Tourist Center (with access to Bancnet and Megalink). There is another Bancnet ATM next to the main entrance to Crafts of Boracay.
- Bank of the Philippine Islands (BPI) Express Banking Center, located along Main Road. Its Automatic Teller Machine (ATM) provides access to international accounts and credit cards such as American Express, MasterCard and Visa, and the nationwide ExpressNet and Megalink
- Land Bank, located on White Beach at Bans Resort near Boat Station 1. They offer full baking services, but currently have no ATM.
- Metro Bank, also located on the Main Road near Patio Pacific Resort. Its ATM has access to MetroBank accounts, MasterCar and Visa through Bancnet
Please note that if your account is with a bank located overseas, you may still incur charges from your own bank. Fees will vary depending on the bank.
General Tips From a Local Resident
Sirenna's comments (updated on Dec 30, 2005, in VirtualTourist):
There are now at least two automatic teller machines in Boracay which accept Visa, MasterCard, Cirrus & Maestro. One is located in D'Mall, close to Jude's bar, and there is another at the Metrobank on the main road near the back entrance of the Mall.
Don't wait until your pockets are empty to withdraw cash from these machines, as they are frequently off-line or empty, especially at the weekends when you need them most! You can also use your Visa card to withdraw money from the Tourist Center, but this is only advisable as a last resort, as they charge you 7% for the privilege!
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